Protect Your Home with A Declaration of Homestead

Did you know that there is an “automatic” homestead of $125,000.00 on your principal residence?

Would you take advantage of an inexpensive way to protect the equity or cash value of your home (primary residence) from creditors seeking an attachment, seizure, execution on a judgment, levy and/or sale for unsecured debts totaling as much as five hundred thousand dollars ($500,000.00) if you could?

If the answer is yes, you should prepare and file with your County Registry of Deeds, what is known as a Declaration of Homestead. This very important protection can protect your spouse, children and other family members residing in your home.

* There are certain types of debts when dealing with creditors that are not protected with a Declaration of Homestead and they are mortgages, taxes, spousal and child support.

Filing a Declaration of Homestead

Declaration of Homestead forms for individuals and trusts can be downloaded from the MA Secretary of State website. To help you fill out your form, we’ve included a sample form here. Once you’ve completed your form, you submit it to your local county Registry of Deeds, who will charge a filing fee. You can view the current fee schedule for Barnstable County here.

Receive a Complimentary Filing from Kennan Law Office

If this sounds too complicated, don’t worry, we’re here to help. Simply fill out the information below and we will contact you to arrange a complimentary filing of your Barnstable County Declaration of Homestead. All you need to pay is your filing fee, so contact us today.

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